Those who live and work in the UAE or the United Arab Emirates need to have a suitable medical insurance plan, especially if they are a foreigner. That’s why, you need to use this page as an assistance to arrange health insurance and find the cheapest health insurance in UAE.
Around 70% of the population in the UAE now has health insurance. This insurance provides benefits when you need to deal with billing and treatment. These days, health insurance needs are increasing and you need to prepare for the unexpected.
You need to buy health insurance online since the government requires everyone to have one. The insurance is making sure that kids, telecommuters, non-working residents, and dependents all have access to get quality insurance plans but at reasonable costs.
UAE’s Best and Cheapest Medical Insurance
In the UAE, you will find many options for insurance companies providing health insurance providers. It is normal if you have no idea how to start choosing the best insurance for your family. Below are the best insurance plans you need to consider to find the right medical insurance in the UAE.
1. Orient Insurance i-Med
This plan offers AED 875 for its annual premium with AED 150,000 annual coverage upfront. The geographic coverage of this plan is across the UAE.
It has some key benefits that include drug coverage, preventive services profit, outpatient and inpatient coverage, and payment denominator coverage. If you need more detail about the plan from this cheapest health insurance in UAE, check these out:
- The plan will cover normal deliveries up to AED 7,000. If you need to have c-sections or complex deliveries, then the plan will cover up to AED 10,000.
- This health insurance plan for families will also cover prescription drugs with about 30% copay up to AED 1,500.
- The plan also has some benefits for hospitalized patients such as accommodation allowance for companions, ambulance cost reimbursement, and room rent benefits.
- Per session, out-of-pocket expenses will be limited to AED 500 only. In total inpatient benefits will be limited to AED 1,000. There will be no cap that will be applied to outpatient benefits.
- Outpatient and inpatient services under this best health insurance plan will be covered with a 20% co-payment.
2. Alliance Insurance Limited
The annual premium of this plan is AED 2,396 and its annual coverage is AED 150,000. Compared to the previous one, this health insurance plan has a wider geographic coverage that includes the Indian subcontinent, UAE, Sri Lanka, the Arab world, South Korea, and the Philippines.
Some key benefits of this health insurance plan are there will be no co-payment inpatient while the outpatient co-payment is 20%. The plan will cover preventive services coverage, drug coverage, and maternity coverage. Below are some details of this medical insurance in the UAE plan.
- Alliance Insurance Limited is the cheapest health insurance plan that is offered by the company. This plan is attached to a special network of 63 hospitals and 800 clinics.
- This cheapest health insurance in UAE plan offers hospitalization benefits, specifically for the cheapest foreign plan. The benefits include ambulance cost coverage, incidental accommodation, and room rent.
- Alliance Insurance Limited is a room rental plan which allows policyholders to stay in the hospital’s semi-private room. In an emergency, authorized parties are providing plan ambulance services plan.
- For patients under 16, there is an accompanying accommodation. The coverage is limited to AED 100. You can use the cover for elderly patients and also for medical emergencies. However, you may need to get physician approval.
- The cheap medical insurance plan also offers coverage for some pre-existing conditions. But that coverage will start after waiting for six months.
3. AI Sagar Insurance Bronze Plan
This plan has AED 2,877 for its annual premium. The geographic coverage of this cheapest insurance in the UAE includes the Philippines, the Indian subcontinent, and the UAE. Just like the previous plans, this one also comes with some key benefits.
Key benefits of this insurance plan include preventive services coverage, pharmaceutical coverage, maternity coverage, and outpatient and inpatient benefits with 20% co-insurance. Check out more details about this health insurance plan below.
- The plan may cover ambulance service if you select it in case of emergency. Policyholders need to get insurance using the ambulance service from their services provider which is approved in the UAE.
- The inpatient plan benefits include ambulance service, incidental accommodation benefits, and room rent benefits.
- This is the cheapest health insurance in UAE that is offered by reputable service providers. The plan is perfect for those who travel a lot to the neighboring Gulf countries.
- This health insurance plan is providing both outpatient and inpatient benefits. The plan will cover inpatient benefits without copayment while the outpatient benefits will be covered with 20% co-payment.
4. DNIRC Silk Road Plan C
This health insurance in Abu Dhabi has AED 3,286 for its annual premium and AED 1,000,000 for its annual coverage. The geographic coverage of this health insurance plan is worldwide, which makes this plan much better than the previous three plans.
Plan C has some key benefits, including 20% copay outpatient and no copay inpatient benefits, drug coverage, maternity coverage, and also preventive services coverage. Here are some more details about this amazing plan.
- If you are giving birth with a normal delivery, the plan will cover AED 10,000. But you may get up to AED 15,000 benefits for cesarean sections or complicated deliveries. The maternity plan includes infant insurance for 30 days.
- The hospitalization benefit includes ambulance services, room, and accommodation. Follow-up visits to a doctor, medications, and tests are included in the plan’s outpatient benefits.
- This plan is completed with the MEDNET Silk network which includes 43 hospitals, 1420 pharmacies, and 55 clinics.
- Plan C is considered the cheapest health insurance plan for those who need to find comprehensive global coverage. This plan is perfect for those who travel frequently to different countries for any purpose.
Many health insurance providers in the UAE are providing attractive plans for families, workers, and foreigners. However, you need to compare different plans from different companies to find the cheapest one but not the worst one.
When checking the cheapest health insurance in UAE, it is crucial to check the coverage levels so that you’ll find one that is suitable to you the most.