Expatriates who work in Mexico should register for health insurance in the country. It is not a must-have insurance, but it is very important because it can protect you from illness and emergency cases. The health insurance in Mexico for expats is ready to use and easy to access for all expats.
There are some providers which have a good reputation as health insurance companies in Mexico that you can consider. They are affordable and the plan helps you to get the best protection while living in Mexico for a while. Here are the options.
The Top Health Insurance in Mexico for Expats
1. Cigna International Insurance
Cigna International has a very good reputation worldwide and you can trust this company as your insurance provider. It is not only available in Mexico but also in other countries. They have some plans which are very flexible with comprehensive health coverage.
This company has a special team that will help you to get the best service in medicine while living in Mexico. Cigna will protect the clients from the healthcare system that usually charges very expensive for the service, especially to the expats. The plan is starting from $100 only per month.
Benefits of Cigna Insurance in Mexico
Mental healthcare. This is the best offering of health insurance in Mexico for expats because mental health is very important for foreigners. The treatments that you can get are addiction, mental health conditions, and disorders.
Full medical support. This is the offer for all members including the expats in Mexico. There will be full assistance for the patients as long as the patients need the support.
Area coverage. One of the best sides of Cigna insurance is its coverage area. It offers a wide range in all of Mexico, excluding the US area. If you stay in Mexico, you can choose the plan for Worldwide.
Customer service. Cigna has the best service with 24/7 customer service. They will assist you to claim the insurance easily. Plus, they will also help you with the documents needed for the claim.
Cigna Plans
Plans in Cigna are divided into three plans, silver, gold, and platinum. Each plan has its benefit and coverage. The silver plan has a benefit of up to $1,000,000. The gold plan is up to $2,000,000. Meanwhile, for the platinum, the payment will be in full.
Cigna Insurance Eligibility
Expats from any country who move to Mexico can register for Cigna insurance. You need to be more than 18 years old to purchase the plan they have. The restriction of coverage might occur during registration because of the health condition of the clients themselves.
2. IMG Global Insurance
The IMG Global medical plan is the health insurance in Mexico for expats. This insurance doesn’t cover you only but also the whole family while you are in Mexico. The coverage is promising with IMG Insurance because the budget is customizable.
Benefits of IMG Global Insurance
Emergency evacuation. This is the best offer that you can get from IMG Health Insurance for expats while living in Mexico. Emergency evacuation is helpful in case the country is not conducive for foreigners.
Prescription coverage. The plan doesn’t only cover the treatment in the hospital, but also the prescription. It is available for all tiers with a certain limit.
High coverage. The best benefit of this health insurance is the coverage. It starts from $1,000,000 to $8,000,000. The client can choose the best premium plan according to their needs. The coverage also includes vaccination in Mexico.
IMG Insurance Plans
IMG has four different insurance plans. The cheapest one is Broze, followed by Silver, Gold, and Platinum. Since it is customizable, you may pay differently according to the benefits you want to get from the insurance itself. The period of coverage is 12 months and renewable annually.
IMG Insurance Eligibility
Insurance is available for all nationalities living in Mexico. The maximum age for the insurance is 74 years old. The plan applies to individuals and families. You need to do the payment via your credit or debit card. There are four payment methods available, such as annual, semi-annual, quarterly, and monthly.
This insurance is designed for the expats such as professionals, employees working and living in Mexico, seniors, and also digital nomads. For US Citizens, you should have a consultation about the plan because the list might be different compared to other countries.
3. GeoBlue Xplorer Insurance
This insurance can cover clients from the US and outside the US who live in Mexico. The health insurance in Mexico for expats is very affordable, yet gives the clients the best medical service that they need including emergency case
The Benefit of GeoBlue Xplorer Insurance
No waiting periods. It is the best feature the clients can get from this health insurance. Once you are going to the hospital to visit, the treatment you need will be gotten immediately. There is no waiting period for the clients.
Not deductible. Another benefit that is very helpful for the clients is not deductible for some services, such as routine physicals and doctor office visits.
Plan cancellation. Once you don’t need the insurance anymore because you have to leave Mexico, you can cancel the plan. This policy applies in any month, and you don’t have to pay the cancellation fee.
GeoBlue Xplorer Insurance Plans
The first plan that this private company provides is Xplorer Select. This is the plan chosen by the US Citizen who moves to Mexico. They can continue the plan as long as they report to the company. There might be an underwriting process to make the plan qualified.
The second plan that they can register for is Xplorer Premier. It is very comprehensive because the coverage is maximum. In this plan, you can get enhanced prescriptions, vision care, and dental care.
GeoBlue Xplorer Eligibility
This insurance fits the US Citizen who moves to Mexico, and the time application should be less than 74 years old. They should live in Mexico for at least three months, and the insurance is extendable as long as it fills the requirements.
Health insurance in Mexico for expats is helpful for foreigners while living in this country. Mexico has the best service in the medical sector, but the price is expensive, even for the expats. Insurance can be helpful and saves more money.